$300 credit limit

Подключите услугу «Кредитный лимит»

к карте «Кукуруза»: тратьте сейчас, платите потом!

Понадобились небольшие деньги? Не откладывайте покупки. С услугой «Кредитный лимит» оплачивайте товары и услуги своей картой, пользуйтесь беспроцентным периодом и не платите проценты банку.

Быстрое оформление заявки в любом салоне Евросеть

Заполнить заявку и получить одобрение можно онлайн

Размер кредитного лимита до 300 000 руб. устанавливается банком индивидуально

До 55 дней на покупки без процентов

Возможность снимать наличные и совершать денежные переводы

Получение бонусов за покупки из средств кредитного лимита

Оформляйте заявку на кредитный лимит к карте «Кукуруза» от АО «Тинькофф Банк» в салоне или онлайн на credit.kykyryza.ru

для оформления заявки нужен паспорт;

оперативный ответ от нескольких банков;

кредитный лимит до 300 000 руб.;

беспроцентный период до 55 дней.

  • Возраст от 20 до 70 лет;
  • Постояннаярегистрация на территории РФ;
  • Наличие мобильного телефона;
  • Наличие городского телефона повышает вероятность одобрения.

Contents

Как оплачивать покупки и не платить проценты?

Как работает беспроцентный период?

Точную дату начала беспроцентного периода и сумму задолженности за расчетный период можно узнать в Банке по тел. 8-800-555-10-10.

  • Внести средства на карту в салоне Евросеть или через Интернет-банк и мобильное приложение «Кукуруза»
  • Через сеть партнеров или Интернет-банк Тинькофф по номеру договора.

Кредитный лимит (КЛ) на карту «Кукуруза», эмитентом которой является РНКО «Платежный Центр» (ООО), лицензия Банка России № 3166-К от 14.04.2014 г. (далее – РНКО) устанавливается АО «Тинькофф Банк», лицензия Банка России № 2673 от 24.03.2015 г. (далее – Банк) в рамках сотрудничества с РНКО. Банк выпускает Кредитную карту, предоставляет и изменяет Лимит задолженности исключительно по своему усмотрению. Кредитный лимит может составлять до 300 000 рублей, беспроцентный период (БП) кредитования (по операциям покупок и оплатам, кроме операций, связанных с получением наличных денежных средств, Комиссиям и прочим операциям) – до 55 календарных дней. Срок кредита – до востребования. Годовая процентная ставка за рамками БП – от 28,9% до 29,9% годовых (по операциям покупок), от 36,9% до 49,9% годовых (по остальным операциям, а также по операциям покупок при неоплате минимального платежа (МП)). МП – до 8% от суммы задолженности, но не менее 600 руб. Плата за включение в Программу страховой защиты – 0,89% от задолженности в месяц, плата за использование денежных средств сверх лимита задолженности – 390 руб. Банк оставляет за собой право предложить клиенту иной тарифный план, а также отказать в выдаче кредитной карты без объяснения причин. Условия действительны по 31.12.2018.

Bad Credit VISA® Card and MasterCard® Offers

We offer bad credit Visa® and MasterCard® credit cards for individuals with less than perfect credit. These offers include both unsecured and secured credit cards for bad credit rating. Secured offers are located towards the bottom of the page. Some of the products issued by First PREMIER® Bank are unsecured, fee-based products. Select a card from our Advertisers and apply online fast, easy, and secure.

Credit One Bank® Platinum Visa® for Rebuilding Credit

  • See if you Pre-Qualify without harming your credit score
  • Track your progress with free online access to your Experian credit score, terms apply
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Receive opportunities for credit line increases, a fee may apply
  • Make paying your bill easier with the ability to choose your payment due date, terms apply
  • Stay in-the-know with customizable account alerts via email and text
  • Receive 1% cash back rewards on eligible purchases, terms apply
  • Enjoy peace of mind with $0 Fraud Liability
  • CLICK HERE TO APPLY ONLINE

*See Terms and Conditions

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • CLICK HERE TO APPLY ONLINE

*See Card Terms and Conditions

Milestone® Mastercard® - Bad Credit Considered

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.
  • CLICK HERE TO APPLY ONLINE

*Dependent on credit worthiness

Milestone® Mastercard® - Unsecured For Less Than Perfect Credit

  • Easy pre-qualification process which does not affect your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.
  • CLICK HERE TO APPLY ONLINE

*Dependent on credit worthiness

Indigo® Mastercard® for Less than Perfect Credit

  • Pre-qualify for a card today and it will not impact your credit score
  • All credit histories considered
  • Mobile account access at any time
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.
  • CLICK HERE TO APPLY ONLINE

*Subject to terms and conditions

  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won't
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Checking account required
  • Issued by Mid America Bank & Trust Company, founded 1920, Member: FDIC
  • CLICK HERE TO APPLY ONLINE

*See Terms and Conditions

First PREMIER® Bank Credit Card

  • Have a checking account? Apply to see if you are approved.
  • No Security Deposit Required.
  • Apply today, and if approved, pay a Program Fee to access your available credit (additional fees and charges apply)
  • Our application is easy and confidential.
  • We provide a response in 60 seconds or less.
  • CLICK HERE TO APPLY ONLINE

*See online credit card application for details on the terms and conditions.

First PREMIER® Bank Classic Credit Card

  • Have a checking account? Apply to see if you are approved.
  • No Security Deposit Required
  • Don't be fooled by debit and prepaid offers - this is a real credit card offer
  • Reports your credit history to the major Consumer Reporting Agencies
  • Is there a credit card in your wallet? Apply now!
  • CLICK HERE TO APPLY ONLINE

*See online credit card application for details on the terms and conditions.

First PREMIER® Bank MasterCard® Credit Card

  • Must have checking account to qualify
  • No Security Deposit Required
  • If approved, once your account is opened you may use your credit card at millions of merchants worldwide (subject to available credit)
  • Reports to the major Consumer Reporting Agencies
  • Easy Online Application!
  • CLICK HERE TO APPLY ONLINE

*See online credit card application for details on the terms and conditions.

First PREMIER® Bank Gold Credit Card

  • Must have checking account to qualify
  • No Security Deposit Required
  • A credit card offer for those with less than perfect credit!
  • A manageable credit limit can help you stay in control.
  • Go for the Gold! Apply now!
  • CLICK HERE TO APPLY ONLINE

*See online credit card application for details on the terms and conditions.

PREMIER Forward® MasterCard® Credit Card

  • Checking Account Required
  • No Security Deposit Required
  • This is a credit card - not a debit or prepaid card
  • If approved, once your account is opened you may use your credit card at millions of merchants worldwide (subject to available credit)
  • First PREMIER Bank may approve you when other issuers will not
  • CLICK HERE TO APPLY ONLINE

*See online credit card application for details on the terms and conditions.

First PREMIER® Bank Secured Credit Card

  • If approved, fund the security deposit to open your account.
  • This is a genuine secured credit card - not a debit or prepaid card.
  • Opportunity to build your credit card limit over time by adding funds to your Security Deposit.
  • Security Deposits are placed in an FDIC-insured account.
  • Reports monthly to the major Consumer Reporting Agencies unlike most prepaid accounts.
  • No credit history required to apply for this credit card.
  • CLICK HERE TO APPLY ONLINE

*See online credit card application for details on the terms and conditions.

Applied Bank® Secured Visa® Gold Preferred® Credit Card

  • Better than Prepaid. Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won't Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
  • CLICK HERE TO APPLY ONLINE

*See Terms and Conditions

primor® Secured Visa® Classic Card

  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional primor® Secured Visa® Classic Card details
  • CLICK HERE TO APPLY ONLINE

*See application for additional details

  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional primor® Secured Visa® Gold Card details
  • CLICK HERE TO APPLY ONLINE

*See application for additional details

primor® Secured Mastercard® Classic Card

  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional primor® Secured Mastercard® Classic Card details
  • CLICK HERE TO APPLY ONLINE

*See application for additional details

primor® Secured Mastercard® Gold Card

  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional primor® Secured Mastercard® Gold Card details
  • CLICK HERE TO APPLY ONLINE

*See application for additional details

OpenSky® Secured Visa® Credit Card

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
  • CLICK HERE TO APPLY ONLINE

*See Terms and Conditions

The First Progress Platinum Elite MasterCard® Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • CLICK HERE TO APPLY ONLINE

First Progress Platinum Select MasterCard® Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • CLICK HERE TO APPLY ONLINE

First Progress Platinum Prestige MasterCard® Secured Credit Card

  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • CLICK HERE TO APPLY ONLINE

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

  1. Credit Scores range from 300-850, the higher the better.
  2. Most lenders base approval on your credit score.
  3. Higher Scores mean lower payments and better deals.
  4. Higher Scores mean Lower interest rates.
  5. Scores are determined by 5 main categories:
    • Payment History
    • Amounts Owed
    • Length of Credit History
    • Type of Credit Used
    • New Credit

Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.

*See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.

Credit limit refers to the maximum amount of credit a financial institution extends to a client through a line of credit as well as the maximum amount a credit card company allows a borrower to spend on a single card. Lenders usually set credit limits based on information in the application of the person seeking credit.

Credit limits are determined by banks, alternative lenders and credit card companies based on several pieces of information related to the borrower. They examine the borrower's credit rating, personal income, loan repayment history and other factors. If the line of credit is backed by collateral, the lender takes into account the value of the collateral. For example, if someone takes out a home equity line of credit, the credit limit varies based on the equity in the borrower's home.

Whether a borrower has a line of credit or a credit card, the credit limit works the same. Essentially, the borrower may spend up to the credit limit, but if he exceeds that amount, he typically faces fines or penalties in addition to his regular payment. If he has spent less than the limit, he can continue to use the card or line of credit until he reaches the limit.

For example, if a borrower has a credit card with an $1,000 limit, and he spends $600, he has an additional $400 that he can spend. If he makes a $40 payment and incurs a finance charge of $6, his balance falls to $566, and he now has $434 in available credit.

[ Debt to Credit utilization rates are an influential factor when it comes to calculating your credit score. Around 30% of our overall credit score is attributed to this factor and it is a huge determinant on our overall loan eligibility. To learn more on how you can improve your credit score, set up a long-term goal, manage your savings and more, check out Investopedia Academy's Master Your Money course now! ]

Can Lenders Change Credit Limits?

In most cases, lenders reserve the right to change credit limits. If a borrower pays his bills on time every month and does not max out the credit card or line of credit, the borrower is likely to increase the line of credit. In contrast, if the borrower fails to make repayments or if the lenders sees other signs of risk, the lender may opt to reduce the credit limit.

How Do Credit Limits Affect Credit Scores?

On credit reports, each file in relation to a credit card or line of credit shows the credit limit of the account, the high balance and the current balance. Unfortunately, having a high credit limit and multiple lines of credit may hurt a person's overall credit rating. In these cases, new potential lenders can see that the applicant has access to a large amount of open credit. This fact sends a red flag to the lender simply because the borrower may opt to max out his lines of credit and credit cards, overextend his debts and become unable to repay them. Because high credit limits have this potential effect on credit scores, some borrowers occasionally request creditors to lower their credit limits.

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

0 People Helped

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

2956 People Helped

Your utilization counts for 30% of your credit score and any time your utilization exceeds 30%, your score takes a hit. Ideally, keep about 1-3% balance on the card and your scores will increase over the next few months. After a year or so, they'll probably increase your credit limit without you having to ask, and then you can keep a higher balance if needed.

Addison170's response was:

815 People Helped

I can tell you what it does I got 2 brand new 0% APR cards (which is the ONLY time you go over 30% and when you know your not looking at any large purchases for the next 12 months). I racked up 97% and 91% utilization had a third card @ 0% overall utilization 84% credit score went from 769 (when utilization was 6-7%) to 684 thats 85 point drop. promo rate is up in 2 months knocked utilization down to 57% score went up 42 points to 726 pretty good given 57% utilization but with only 2 months left need to get it down to 0% (because most have a clause were they back charge you everything if its not paid off and I don't want to pay 6k @ 20% interest haha)

Chat with our moderator team every Wednesday between 1-2pm PT (4-5pm ET). Learn more in Community Events

  • Subscribe to RSS Feed
  • Mark Topic as New
  • Mark Topic as Read
  • Float this Topic for Current User
  • Bookmark
  • Subscribe
  • Printer Friendly Page

$300 beginning credit limit with a 720 score and I spent 3 to 4000 a month on PayPal

  • Mark as New
  • Bookmark
  • Subscribe
  • Subscribe to RSS Feed
  • Permalink
  • Print
  • Email to a Friend
  • Report Inappropriate Content
$300 beginning credit limit with a 720 score and I spent 3 to 4000 a month on PayPal
  • Mark as New
  • Bookmark
  • Subscribe
  • Subscribe to RSS Feed
  • Permalink
  • Print
  • Email to a Friend
  • Report Inappropriate Content
Re: $300 beginning credit limit with a 720 score and I spent 3 to 4000 a month on PayPal

Your credit score could be part of the problem. Try getting it up to 800.

Your low credit score is for a reason; you should evaluate why it is only 720 and figure what to do to improve it.

How much debt do you have on all your credit cards?

How many late payments have your had on any of your bills?

Have you ever had any PayPal disputes?

There are many undisclosed factors PayPal will consider and many will relate to risk. Will your income support a higher debt?



1 Star2 Stars3 Stars4 Stars5 Stars (9 оценок, среднее: 5.00 из 5)
Loading...
Like this post? Please share to your friends:
Leave a Reply

98 − 97 =

;-) :| :x :twisted: :smile: :shock: :sad: :roll: :razz: :oops: :o :mrgreen: :lol: :idea: :grin: :evil: :cry: :cool: :arrow: :???: :?: :!:

map