- 1 Chase - Disney Rewards Visa Card Reviews
- 2 Disney ® Visa ® Cards from Chase
- 3 Chase Disney Credit Card Review – $200 Disney Gift Card Sign Up Bonus
- 22.214.171.124.1 Price Protection Policies Compared: Chase, Citi, Discover & MasterCard →
- 126.96.36.199.2 [Targeted] Activate New BBVA American Express Card & Receive $10 When You Spend $10 →
- 188.8.131.52.3 American Express Hilton Honors Business Full Card Review →
- 184.108.40.206.4 Hilton Representative Answers Common Questions Regarding Credit Card Changes →
- 3.0.1 127 Responses to Chase Disney Credit Card Review – $200 Disney Gift Card Sign Up Bonus
- 3.0.2 What is the value of the Membership Rewards® Points?
- 3.0.3 Disney Visa Credit Card Rewards
- 3.0.4 Fees: the cost of Having Disney® Visa® Card
- 3.0.5 Top 5 Benefits of the Disney Visa Card
- 3.0.6 Should You Get the Disney Visa Card?
- 3.1 What are my choices for redeeming my Disney Rewards Dollars?
- 3.2 How do I use the 0% APR period to finance a Disney vacation?
- 3.3 What other perks do I get with the Disney Visa card?
- 4 Chase Disney Rewards® Visa® Card Review
- 4.1 How To Use Chase Disney Rewards® Visa® Card: The Upgraded Way
Chase - Disney Rewards Visa Card Reviews
(based on 65 reviews)
of respondents would recommend this to a friend.
Most Liked Positive Review
Decent 1% Disney rewards with some great sign-up bonus offers!
This card now offers a new $49 annual membership upgrade that ups the reward % and options. The new Premier level offers 2% rewards on Gas, Restaurants and Grocery. Read complete review
This card now offers a new $49 annual membership upgrade that ups the reward % and options. The new Premier level offers 2% rewards on Gas, Restaurants and Grocery categories. 1% on everything else. There was also an intro period where I received 5% on these categories for the first 90 days. If you run all of your bills through this card, it could be well worth the $49 annual fee to upgrade to this level. You also receive different options for cashing in your earned rewards including using the rewards $ for airline ticket purchases. Simply make the purchase anywhere/anyhow you want for any flight and you can issue a credit back to your card from your rewards dollars. Definitely a bonus and was worth the upgrade fee for our family.
Most Liked Negative Review
If you want a complete hassle, disney rewards visa is for you.
I initially signed up for this card in 2004 during my senior year of college. It was a promotional flier that was probably sent to most of campus. In an effort to. Read complete review
I initially signed up for this card in 2004 during my senior year of college. It was a promotional flier that was probably sent to most of campus. In an effort to build credit and start out on my own, I signed up for the card without researching various rewards cards. The Disney Rewards Visa had the available application, several Disney stores around to redeem rewards, and I was pre-approved. It took me awhile to accrue enough rewards, however when I finally got around 100 I figured that was a good time to redeem them for something. The anticipation of redeeming them for something cool was like the anticipation of Christmas morning. I knew from the beginning the Rewards points could only be redeemed for Disney merchandise or in their parks. At the time in late 2005, there were plenty of stores around and I had plenty of children (whether nieces, nephews, friends kids, etc) to buy gifts for. So I set on the quest to redeem my points. I found a list of things I could redeem for.. a gift card to the Disney Store, toy cash to be used at local retailers to get Disney toys, movie cash, tickets to the park, etc. The site navigation and explanation on how to redeem the points was less than stellar. After a couple hours of searching the site looking for how to do it, only to be led in circles between the pages, I called customer service. On hold for about 30 minutes, to get little help. I finally managed to find that you had to redeem rewards for a Disney Dream Rewards card. You fill in the amount and they send you a card with your rewards on it. Awesome, I thought .. I am on the right track. So I wanted a couple weeks and the card shows up. It looks like a cheap ATM card. The rewards will expire after 1 year on the card, however you can always add more to the card. No need to order a second card. This card can then be used at Disney stores or the actual park. However to get the movie cash, toy cash, you then take this card and go through a separate redeeming process on their site. The cash (they are actually coupons) are then sent to you in the mail a couple weeks later. The whole redeeming process is a nightmare, however I was happy when I ended up with my Toy cash. Online it said I could redeem them on Disney toys at a few different retailers, one of which was Target. So I headed to Target, picked out my Disney toys, and went to the checkout. After a couple head cashiers/managers and a call to headquarters of Target. I was told they do not accept the cash (even though on the Disney site it is explicitly spelled out that they do accept the cash). I walked out without the toys and called Disney customer service. After some time on the phone with them, I got no farther. After a few tries at various retailers in the area, I finally managed to get them redeemed at Toys R Us. In general I was totally dissatisfied with the level of customer service provided for the card and the amount of trouble you have to go through to redeem the rewards. I have a few rewards left on my credit card right now, however I am no longer using the card, thus no longer accruing points. To me it just is not worth the hassle.
Disney ® Visa ® Cards from Chase
Special memories await with Disney Visa Credit Cards from Chase. Enjoy perks every day and earn your way to more of the Disney you love.
Disney ® Premier Visa ® Card . Links to product page.
$200 Statement Credit after you spend $500 on purchases in the first 3 months from account opening.
Explore a galaxy of rewards with the Disney Premier Visa Card. Earn 2% in Disney Rewards Dollars on select card purchases and 1% on all other card purchases. Redeem toward most anything Disney and for a statement credit toward airline travel. Enjoy Disney and Star Wars ™ perks all year long.
Chase Disney Credit Card Review – $200 Disney Gift Card Sign Up Bonus
This is another post in our Weird Wednesday series where we look at credit cards that aren’t often talked about. You can view more posts in this series by clicking here.
Chase cards are talked about a lot, so it’s a bit weird writing a post about a Chase credit card. That being said, I almost never see anybody talk about the Disney card they offer so I thought it was worth a look. Before we get started, it’s important to note that there are actually two Chase Disney credit cards: Chase Disney Premier & Chase Disney Rewards.
Let’s have a look at the marketing bulletins for each of these cards.
- No annual fee
- 1% in Disney Dream Reward Dollars on all purchases
- Disney perks:
- Character Meet ‘N’ Greet at a private Cardmember location
- 10% off select merchandise purchases of $50 or more at Disney Store and DisneyStore.com
- 2% in Disney Dream Reward Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations
- 1% in Disney Dream Reward Dollars on all other purchases
- Annual fee of $49
- Disney perks:
- Character Meet ‘N’ Greet at a private Cardmember location
- 10% off select merchandise purchases of $50 or more at Disney Store and DisneyStore.com
Getting this card doesn’t make sense, you’re basically paying $49 annually to get 2x on certain categories. It’s easily possible to get 2% cash back on ALL purchases, so getting the premier makes very little sense.
Both of the cards offer this benefit, there are some restrictions and fine print that we should go over though.
- Only available at Disney California Adventure® Park and the Walt Disney World®
- Must present your valid Chase Disney credit card to gain entry
- Allows entry for up to 6 people
- Each card can only be used for one entry per day (e.g for a party of up to 6)
- Only offered at set hours at Epcot
- Includes one complimentary 5 x 7 photo per valid cardmember account per day
- Complimentary photo must be picked up at a Disney PhotoPass location the day the photo was taken
- Cannot be combined with any other offer
This benefit sounds pretty good, but it’s hard to get a good gauge without having actually used it yourself. Thankfully, lots of people have used it and have shared their experiences. It actually sounds like a pretty good experience from the reports I’ve read, but I’d encourage you to read them as well. Here are some of the better ones I’ve found:
One thing that a lot of people reported is that they will take some pictures using your camera as well if you ask nicely.
There are a number of restrictions that apply to the 10% discount that both cards offer. Let’s have a look at them:
- Offer valid only at Disney Store and Disney Baby Store retail locations in the U.S. or orders placed online at DisneyStore.com
- There is a minimum purchase order of $50
- Offer excludes Shipping & Handling, Theme Park Passes, Disney INFINITY, Disney Electronics, DVDs, Blu-rayTM, CDs, Video Games, Books, Art & Collectibles, Jim Shore, Lenox�, Enesco Busts and Figurines, Olszewski, Precious Moments, Vinylmation, Limited Edition Dolls, D23 Memberships, D23 Merchandise, gift cards or certificates, Disney Dollars, personalization, gift wrap and gift boxes and items not in stock
- Not valid on purchases at The Disney Studio Store Hollywood & Ghirardelli Soda Fountain Shop
- World of Disney® locations are not operated by Disney Store
- Cannot be combined with other discounts
- Must use promotional code DRVCMEMBER
How useful this benefit is probably depends on how often you shop with Disney and what type of other discounts they usually offer. I imagine it’s usually cheaper to buy the same products from a third party than from Disney directly, but it’s really not my forte.
If you’re observant you’ll probably notice I haven’t mentioned anything about a sign up bonus on either of these cards yet, but I did mention $200 in the title. The current public bonuses are a $100/$50 statement credit. There are two ways to get a Disney gift card of $200 after $500 in spending, one of these works for the no annual fee card and the other works for the annual fee card. Here is how to get these offers:
- Get a referral link from somebody who already has the card. For some reason the referral bonus is $200 after $500 in spending, the person who refers you will also receive a $50 bonus if you are approved. It’s usually possible to find somebody in this thread with an active referral link (go to the last page or just search for ‘Disney’), if you have one then you’re more than welcome to share it in the comments.
- Order a free Disney planning CD from the Disney website. The CD that you want is called ‘Disney Vacation Planning‘. I learned this trick from Frequent Miler, he has a great guest post titled ‘Hacking Walt Disney World‘, which is well worth a read if you plan on going to Disney World.
Now obviously using a referral link is better because it’s for the no annual fee card and the annual fee doesn’t have any benefits/features that are actually useful. Your best bet might be to try and split the referral bonus the other person gets, which would bring your total of $225 which is a very competitive bonus (Disney gift cards sell for 80% of face value, but they will be similar to cash if you’re actually going there).
This isn’t an amazing card, there are cards that have higher cash sign up bonuses. That being said if you’ve already got all of those higher bonuses and don’t really value travel rewards and are planning on going to Disney then this is an OK choice. It doesn’t make any sense to put any actual spending on these cards, but the meet ‘n’ greet features and the fact that it’s no annual fee should make it worth keeping (if you go to Disney World on a regular basis).
The major downside is that this is yet another card issued by Chase and they offer a lot of really great bonuses (e.g the Freedom is often a bonus of $225 in cash with rotating categories). Because of this I wouldn’t recommend this card to most people.
Disney lovers, what did I miss? Are there any hidden benefits that make this card a must have? Would you recommend it to others? As mentioned previously please feel free to share your referral links in the comments below.
Price Protection Policies Compared: Chase, Citi, Discover & MasterCard →
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127 Responses to Chase Disney Credit Card Review – $200 Disney Gift Card Sign Up Bonus
Here is our referral is anyone needs it:
Referred by: Kara Burdick
Referrer’s Disney Member ID: 18538029
Referrer’s Zip Code: 14534
Must apply by:3/31/15
Note the phone conversation takes about 10 minutes to complete with an operator vs. an online application.
oh darn, do you have an active one? this is the only reason i want to apply, i have never bothered with any other card before, ever. but with my credit score i am hoping to be approved. thank you
Still active extend to September 30, 2015 and now appears to be extended into 2016.
"If your planning a trip to a Disney theme park, grab this no-fee card and get exclusive access to special events, a $50 gift card, a variety of discounts and 0% APR for Disney vacation packages."
If you’re a Disney fan, you might not be able to resist the colorful and personalized Disney Visa card, especially since it has no annual fee. You may also be drawn to its plethora of Disney discounts, special access perks and the $50 Disney gift card you’ll receive after your first purchase. If you have a Disney vacation coming up and charge it on the card, you might also be able to take advantage of the six-month 0% APR offer on qualifying Disney packages.
When it comes to earning rewards on the card, however, you’ll get just 1.0 percent back for each dollar spent. While the card doesn’t quite measure up to other rewards cards, it may still hold a certain appeal for the die-hard Disney fan.
Bonuses and Benefits
Knowing what benefits come with a credit card can help you decide if it’s a good fit for you. Here we cover the bonuses and perks that the Disney® Visa® Card offers and the value of the Chase Reward Dollars® you earn.
The Disney Visa card focuses on providing perks and discounts for avid Disney fans. The card offers a $50 Disney gift card as a welcome bonus. You’ll earn that gift card after the first purchase, and it can be spent on your next Disney adventure or when you visit your local Disney store.
Cardholders also receive discounts on Disney merchandise, Disney dining, guided tours and more. The perks continue with special invitations to Disney meet and greet character events and preferred access at Disney properties. You earn 1 percent back in Disney Rewards Dollars for every dollar you spend on the card.
- $50 Disney gift card after your first purchase
- 0% APR for 6 months on select Disney vacation packages
- Access to exclusive photo opportunities at Disneyland and Walt Disney World and special events at Disney stores
- 10% off on merchandise purchases of $50 or more at Disneyland and Disney World, and at Disney stores and DisneyStore.com
- 10% off select dining locations at Disneyland and Disney World
- 15% off select guided tours at Disneyland and Disney World
Regardless of the activity on your Disney Visa card or Disney Rewards account, your rewards expire five years after they are earned.
What is the value of the Membership Rewards® Points?
The value of Disney Rewards Dollars is simple. Each dollar you spend is worth one cent toward select Disney purchases.
The Best Ways to Redeem Disney Reward dollars®
Since each Disney Rewards Dollar is worth a dollar at the time of redemption, there are not many opportunities to maximize their value. You can make your Disney Rewards Dollars go further, however, by redeeming them for reward categories that offer the cardholder a discount. For instance, you could use your Disney Dollars for meals at a Disney property. The 10 percent discount on dining combined with using your Disney Dollars will help the rewards go further. Disney Rewards Dollars can be redeemed for just about everything Disney.
Everyday Earnings with Disney® Visa® Card
While the Disney Visa earns 1 percent on every dollar you spend on the card, this is not an extraordinary earnings structure, and it makes the Disney card mediocre for everyday spending. There are just too many other rewards cards out there that earn 1.5 to 2 percent on every dollar spent.
Disney Visa Credit Card Rewards
Travel 1 Reward Dollars®/$1
Car Rental 1 Reward Dollars®/$1
Grocery 1 Reward Dollars®/$1
Gas 1 Reward Dollars®/$1
Dining 1 Reward Dollars®/$1
All Other Purchases 1 Reward Dollars®/$1
There are no bonus-earning categories on the Disney Visa Card. Every dollar spent on the card earns 1 percent.
Get free access to the Disney Character Experience at Disneyland and Disney World.
The Disney Visa Card charges a foreign transaction fee of 3 percent on all purchases outside of the United States.
Earn Elite Status Fast
While the Disney Visa card is not affiliated with any Disney elite program and does not facilitate any path to elite status, you may receive special event passes, privileged access and free offers as a result of being a cardholder.
Fees: the cost of Having Disney® Visa® Card
You do not have to reach any spending threshold to offset the cost of holding the Disney Visa card as it doesn’t charge an annual fee.
You’ll receive a sign-up bonus of $50 in Disney Rewards after making your first purchase, so you’ll have money to spend at Disney without having to pay any annual fee.
Either $5 or 3% of the amount of each transfer, whichever is greater
3% of each transaction in U.S. dollars
Up to $15 if the balance is less than $100; up to $27 if the balance is $100 to less than $250; up to $37 if the balance is $250 or more
Disney Visa is a no-fee card. You do not have to earn a certain amount of rewards in order to cover the cost since it’s free. It’s still good to know roughly how much you’ll be earning, though. We’ve broken out our estimates for the first- and second-year net earnings.
These estimates are based on an annual monthly spend of $ 2,000
Top 5 Benefits of the Disney Visa Card
The Disney Visa offers the avid Disney fan a wide range of discounts and perks at Disney-branded venues and bonus Disney Rewards Dollars with their first card purchase. Card holders also benefit from no annual fees, Disney redemption options, and no-interest financing for six months on Disney Vacations.
- Sign-Up Bonus: Enjoy $50 in Disney Rewards after your first purchase.
- Disney Discounts and Perks: Cardholders will receive discounts at Disney stores, dining, theme park tours and more. Special perks include Disney character meet and greet events and free photo downloads.
- No Annual Fee: The Disney Visa can stay in your wallet for a long time as there is never an annual fee to pay.
- Simple Redemption Structure: Redeem each Disney Rewards Dollar for a dollar in Disney purchases. If you have 50 Rewards Dollars you can redeem them for $50 towards Disney purchases.
- Initial Zero APR: You’ll receive six months of 0% interest for purchases of certain Disney vacations.
Should You Get the Disney Visa Card?
Disney fans might consider getting the Disney Visa card to earn Disney Rewards Dollars that can be used to fund Disney-related purchases. While the card does come with Disney perks and discounts, its earning potential is weak with only 1 percent earned for each dollar spent on the card. You’ll do better with any 2 percent cashback card and end up with double the dollars to spend at Disney.
The Disney Visa does offer a $50 sign-up bonus that can be used directly for Disney-related purchases. The card may be compelling for the avid Disney fan who is looking for a no annual fee card and wants to finance an upcoming Disney vacation as the card comes with six months of 0% APR for certain Disney vacation packages. There are, however, other rewards cards available with better earning potential and more flexible redemption options.
Need more info? Check out our frequently asked questions. If you have other questions, please click on “Ask Now” below.
What are my choices for redeeming my Disney Rewards Dollars?
How do I use the 0% APR period to finance a Disney vacation?
What other perks do I get with the Disney Visa card?
Compare Disney Credit Cards
When the lure of acquiring a Disney-branded credit card can’t be resisted, you’ll want to start by first comparing the two Disney Rewards cards offered by Chase. They both earn Disney Rewards Dollars and provide numerous discounts on Disney-related experiences and merchandise. But which card is right for you?
Disney® Premier Visa® Card
Disney® Visa® Card
You may first be enticed by the Disney Visa card for its lack of an annual fee, but the Disney Premier Visa card delivers more than enough additional value to offset its $49 fee.
As far as sign-up bonuses go, you’re going to earn a $50 Disney gift card with the Disney Visa after your first purchase. The Disney Premier Visa is a little more lucrative with a $200 bonus after you spend $500 in the first three months from account opening.
When we look at earning potential, the Disney Premier Visa wins with bonus categories. You’ll get 2.0 percent for gas, groceries, restaurants and most Disney purchases, versus 1.0 percent on all purchases with the Disney Visa. This means your Disney Rewards Dollars could add up faster with the Disney Premier Visa if you’re utilizing the card for purchases in these bonus categories.
Unlike the Disney Visa, the Premier Visa card allows you to redeem Disney Rewards Dollars toward airline tickets.
If you want a no-fee card, then the Disney Visa can still deliver those Disney discounts and special perks. The $50 sign-up bonus is also a nice benefit. But if you’re willing to stretch, pay the $49 annual fee and go for the Disney Premier Visa. You’ll receive better earning potential and more flexible redemption options.
If you’re not a Disney fan with an upcoming Disney experience, there is no reason to consider either of these cards.
Compare the Disney Visa Credit Card to Other Cards
When it comes to using rewards credit cards to fund a Disney vacation, you’ll find that other cards can accomplish the same objective as the Disney Visa. All of the cards we’re comparing below have the potential to redeem rewards for travel purchases, including many of those associated with a Disney vacation.
Check if Disney® Visa® Card is the best option for you
20,000 miles offer
Unlimited 1.5X rewards on every purchase offer
40,000 points offer
Comparing annual fees, we find that the Discover it Miles, the VentureOne Rewards and the Disney Visa are all no-fee cards. The Barclay Arrival Plus World Elite MasterCard charges $0 but waives the fee the first year.
The VentureOne Rewards Card comes with a 20,000 -point sign-up bonus worth $200 toward travel. Earning 1.25 miles per dollar spent makes it a better earning option than the Disney Visa card, and it has more flexible redemption options.
The Discover it Miles credit card earns 1.5 percent back with no sign-up bonus and no annual fee. That may seem similar to the Disney Visa card, which earns 1 percent, comes with a $50 sign-up bonus and charges no annual fee. The huge difference is that the Discover it Miles card doubles your points at your first year card anniversary, effectively giving you 3 percent back on all spending. As rewards can be redeemed for travel purchases, this no annual fee card might be a good option for a family saving up for an annual vacation.
With a 50,000-point sign-up bonus worth a $500 statement credit toward travel purchases, the Barclay Arrival Plus World Elite MasterCard provides a nice jumpstart for funding a vacation. The card earns two points for every dollar spent and offers a 5 percent rebate of any points you redeem. You’ll pay an $89 annual fee beginning in the second year, but the earning potential, point rebates and travel redemption flexibility are strong reasons to get and keep the card.
All of the cards except the Disney Visa allow you to redeem rewards for travel purchases made on the card. The Disney Visa only allows Disney-related redemptions.
If you’re a big Disney fan and you want a Disney-branded credit card with no annual fee, the Disney Visa, with its fun personalized Disney design and Disney perks, discounts and special invitations, might seem like a compelling option. If the sign-up bonus of $50 and the Disney perks have enough value to you, you won’t be harmed by the Disney Visa, but you will sacrifice a hard credit pull and earning potential. Just know there are better rewards cards out there.
Whenever you apply for a credit card make sure you read the terms and conditions of the card and the rewards program to find out about minimum spend requirements and any restrictions to ensure you can successfully obtain the card and earn the rewards it offers.
Chase Disney Rewards® Visa® Card Review
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"Stock up on Disney Dream Reward Dollars"
A straight 1% cash back that can be redeemed for Disney tickets, merchandise, and other offerings makes this a Mickey fan's go-to card.
For you and your family, vacation time is Disney time. In fact, Disney is #1 for you and your brood all year round. You have the Mickey ears to prove it!
Lucky for you, the Chase Disney Rewards® Visa® Card makes it simple to earn cash-back so you can spend your rebates at Walt Disney World, Disneyland, Disney Store and more.
- Card Bonus & Info (Partner Content)
Sign-Up Bonus and Earning Disney Dollars
Enjoy a Disney gift card after your first purchase with the card’s current sign-up bonus for new cardmembers. It’s ideal for a shopping trip at Walt Disney World Resort, Disneyland Resort, Disney Cruise Line and other select locations.
With the card, get 1% cash-back on all purchases good for Disney Reward Dream Dollars, which will be worth $1 each. Unlike other credit cards, there’s no limit to the number of reward dollars you can earn!
Bottom Line: The Chase Disney Rewards® Visa® Card comes with a decent sign-up bonus and the opportunity to earn a flat 1% cash back.
Tons of Chase Disney Rewards® Visa® Card Perks
Disney fans, check out all of the perks that come with the Chase Disney Rewards® Visa® Card.
First, get 15% off select guided tours at Walt Disney World Resort and Disneyland Resort. Also, get 10% off select dining locations at both resorts.
Love Disney merchandise? Get 10% off select purchases of $50 or more at Disney Store and DisneyStore.com, plus 10% off Star Wars merchandise of $50 or more at select Disney properties.
That’s not all. Watch the reaction when you tell the kids about the special Disney and Star Wars character private meet & greets, only for Chase Disney credit cardholders.
In addition, you’ll get a 0% APR for 6 months on select Disney vacation packages! That’s half a year to pay off the trip of a lifetime.
Bottom Line: Special discounts on Disney tours, merchandise, and dining, plus character meet & greets make the Chase Disney Rewards® Visa® Card a dream come true for Disney fans.
Other Benefits of the Chase Disney Rewards® Visa® Card
The card has no annual fee, unlike the more premium Chase Disney Premier Visa® Card, which costs $49 per year.
That means you’ll start out ahead of the game earning Disney Dream Reward Dollars to redeem for almost everything Disney: DVDs, toys, movie tickets and more! You can even redeem your cash-back rewards for Disney theme park tickets and services.
Of course, a true Disney fan wants everyone to know it. Show off your Disney style with your choice of 10 different Disney and Star Wars designs on your credit card.
Finally, for the traveling family, you’ll be glad to know that the card also comes with purchase protection, extended warranty on products, and baggage delay insurance to make sure a lost bag doesn’t ruin your trip!
Bottom Line: The Chase Disney Rewards® Visa® Card comes at no annual fee, earns cash-back that is redeemable for anything Disney-related, and has 10 different choices for card designs! You’ll also get a few insurance options, like baggage delay coverage.
Chase Disney Rewards® Visa® Card Drawbacks
The biggest drawback of the card is that you are limited to Disney-brand benefits. (Of course, for die-hard Disney fans, that’s hardly a problem!)
If you love Disney but want a little more flexibility when it comes to redeeming your points, you might consider the Chase Disney Premier Visa® Card. In addition to Disney benefits, it allows you to redeem Disney Dream Reward Dollars for airline tickets.
This card has a $49 annual fee, but you’ll earn 2% back on restaurants, supermarkets, gas stations and Disney purchases. Plus, you get a Disney gift card for the sign-up bonus, which is typically more than the value of this Chase Disney Rewards® Visa® Card offer.
Bottom Line: The Chase Disney Premier Visa® Card offers 2 ways to spend your Disney Dream Reward Dollars: on Disney products and services, or for airfare. The Chase Disney Rewards® Visa® Card only allows you to redeem your cash-back for Disney rewards.
With 1% cash-back rewards in the form of Disney Dream Reward Dollars and no annual fee, there are no actual downsides to owning this card.
It would be quite valuable when going to one of the Disney parks, due to additional perks like the 10% merchandise discount and 15% guided tour discounts.
Perhaps most valuable are the character meet & greet offers, which might be what makes your kids the happiest! Finally, you get purchase protection and extended warranty for any merchandise you purchase, and baggage delay insurance to ensure your trip stays on track.
Bottom Line: The Chase Disney Rewards® Visa® Card does not have any downside since it doesn’t carry an annual fee. Perks like the 10%-15% discounts on a variety of merchandise and services along with character meet & greet opportunities make this a valuable card for the Disney lover!
- You visit Disney Parks and vacation properties frequently
- You make regular purchases at DisneyStore.com
- You would use the 0% financing benefit on Disney vacation packages
- You want a card with flexible redemption options
- You want to earn a ton of points each month
- You rarely take Disney vacations
Because you earn a flat 1% for your purchases with the Chase Disney Rewards® Visa® Card, it’s tough to find a way to increase your cash-back each month.
If you are committed to earning Disney perks, it’s best to use the card for all of your monthly spending so you max out the value.
Spending $2,000 will accumulate 20 Disney Dollars, which is enough to request a Redemption Card so you can redeem them. That’s a lot of purchases, but if you use the card for everything the 1% can add up!
When you use your Chase Disney Rewards® Visa® Card for all your purchases, you will maximize the 1% cash-back available to use towards Disney rewards.
How To Use Chase Disney Rewards® Visa® Card: The Upgraded Way
It’s important to remember that, although you earn Disney Dream Reward Dollars by using the card, it’s still considered a 1 % cash-back card. As such, you are limited in the number of ways you can maximize points.
Obviously, the more you use the card, the more Disney Dream Reward Dollars you will accumulate. But don’t go overboard with your spending to increase your cash-back amount! Any interest accrued on a balance you can’t pay off will always offset rewards earned.
The only way to redeem points is for Disney Dream Reward Dollars.
Before you can redeem your Disney Dollars, you’ll need to order a Disney Rewards Redemption Card. It’s a reloadable card that holds your Disney Dollars until you are ready to spend them.
Redeeming Disney Dream Reward Dollars
One Disney Dream Reward Dollar is equal to $1 when you redeem them for Disney products and offerings. Whether you redeem for a $99 Walt Disney World Park ticket or a $55.95 Star Wars costume, Disney Dream Reward Dollars are always worth $1 each.
You do have quite a few options for using your Disney Rewards Redemption Card, whether purchasing a voucher or vacation rewards. However, all of your redemption options are of course Disney-related.
Consider it a great way to budget your spending, or to give your kids a gift that makes them feel like they have their own money to spend!
Vouchers for Disney Merchandise
Get vouchers for Disney DVDs, games, toys, and music. The vouchers come in denominations of $10 (toys, music, books, and games) and $15 (DVD & Disney Blu-ray). They expire one year from the month during which they were purchased.
Movie vouchers are good for admission to Disney movies. Each voucher can be redeemed for one admission to a Walt Disney Pictures or Star Wars movie playing at participating theaters.
See voucher restrictions here.
Disney Dream Reward Dollars can also be redeemed for hotel stays at Disney Resorts, seasonal park passes, Disney Cruise Line spa experiences, souvenirs, and much more.
Use your Disney Dollars to cover the full value of your Disney reward or a portion of the cost. See a list of locations where you can redeem your Disney Dream Reward Dollars here.
No matter how you decide to redeem your Disney Dream Reward Dollars, you will have the opportunity to create some fun memories for yourself or your family!
There are no additional partners with this card.
So far in this Chase Disney Rewards® Visa® Card review, we’ve discussed the benefits of owning the card and explained how to redeem Disney Rewards Dollars. Now we will explore the value of the card overall.
We’ll start by reviewing the basic cost and benefits of the card.