Wayfair credit card application

The rewarding way to shop everything home

Have questions or prefer to apply over the phone?

  • Where can I use my Wayfair Card? Click to Open

1 Subject to final credit approval

1 Subject to credit approval. Wayfair Credit Card accounts are issued by Comenity Bank.

2 Subject to final credit approval. For Important Rate, Fee, and Other cost information, click the Terms and Conditions here.

3 Offer applies to first order only. Order total must exceed $250 (excluding sales tax, shipping, and other discounts). Cannot be combined with any other offer, including financing offers. Wayfair Business / Trade Services customers are not eligible for this offer. See full terms.

3 Subject to credit approval. Wayfair Credit Card accounts are issued by Comenity Bank. Offer applies to first order only. Order total must exceed $250 (excluding sales tax, shipping, and other discounts). Cannot be combined with any other offer, including interest-free financing offers. See full terms.

4 Rewards cannot be earned in combination with special financing. The Wayfair Card Benefits Program is provided by Wayfair and its terms may change at any time. For full Wayfair Card Benefits Terms and Conditions please click here.

4 Rewards points are accurate as of 03/24/2018. Rewards balance may not reflect points from transactions made within 2 days. Rewards cannot be accrued when redeeming special financing offer. The Wayfair Card Benefits Program is provided by Wayfair and its terms may change at any time. For full Wayfair Card Benefits Terms and Conditions please click here.

5 No interest if paid in full within 6 or 12 months. Interest will be charged to your account (at the standard variable APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum purchase and minimum monthly payments are required. Exclusions apply. See full terms. Wayfair Credit Card Accounts are offered by Comenity Bank who determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $25.00. Minimum Interest Charge is $2.00. Standard variable APR of 28.24%, based on the Prime Rate.

5 Subject to credit approval. Promotional financing available with Wayfair Credit Card Accounts offered by Comenity Bank which determines qualifications for credit and promotion eligibility. Minimum purchase and minimum monthly payments are required for this plan during the promotional period. See full terms. Exclusions apply.

6 Interest will be charged to your account (at the standard, variable APR) from the end of the promotional period on the remaining balance if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5. Required minimum purchase of $2498. Exclusions apply. See full terms.

6 Promotional financing available with Wayfair Credit Card Accounts offered by Comenity Bank which determines qualifications for credit and promotion eligibility. $2,498 minimum purchase and minimum monthly payments are required. See full terms. Exclusions apply.

7 Please note: Available Credit is accurate as of last login

8 Standard variable APR of 28.24%, based on the Prime Rate. Minimum interest is $2.00 per credit plan. Click here for important Rate, Fee, and other Cost Information.

Apply now for the card that lets you earn Wayfair extras:

Why Register for Online Access?

Sign up for online Account Center now. Start managing your account the fast, easy way.

When you register, you get 24/7 access to manage your Wayfair Card Account online from any device, including your computer, tablet or smartphone.

Pay your bill, view or print monthly statements, add or change your contact information, sign up for paperless billing — and much more.

Why Register for Online Access?

Sign up for online Account Center now. Start managing your account the fast, easy way.

When you register, you get 24/7 access to manage your Wayfair Card Account online from any device, including your computer, tablet or smartphone.

Pay your bill, view or print monthly statements, add or change your contact information, sign up for paperless billing — and much more.

At checkout for certain types of purchases, you may be offered a deferred-interest promotional plan.

Keep track of your credit card account anywhere, anytime.

Sign up for secure, online account management.

The rewarding way to shop everything home

Have questions or prefer to apply over the phone?

  • Where can I use my Wayfair Card? Click to Open

1 Subject to final credit approval

1 Subject to credit approval. Wayfair Credit Card accounts are issued by Comenity Bank.

2 Subject to final credit approval. For Important Rate, Fee, and Other cost information, click the Terms and Conditions here.

3 Offer applies to first order only. Order total must exceed $250 (excluding sales tax, shipping, and other discounts). Cannot be combined with any other offer, including financing offers. Wayfair Business / Trade Services customers are not eligible for this offer. See full terms.

3 Subject to credit approval. Wayfair Credit Card accounts are issued by Comenity Bank. Offer applies to first order only. Order total must exceed $250 (excluding sales tax, shipping, and other discounts). Cannot be combined with any other offer, including interest-free financing offers. See full terms.

4 Rewards cannot be earned in combination with special financing. The Wayfair Card Benefits Program is provided by Wayfair and its terms may change at any time. For full Wayfair Card Benefits Terms and Conditions please click here.

4 Rewards points are accurate as of 03/24/2018. Rewards balance may not reflect points from transactions made within 2 days. Rewards cannot be accrued when redeeming special financing offer. The Wayfair Card Benefits Program is provided by Wayfair and its terms may change at any time. For full Wayfair Card Benefits Terms and Conditions please click here.

5 No interest if paid in full within 6 or 12 months. Interest will be charged to your account (at the standard variable APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum purchase and minimum monthly payments are required. Exclusions apply. See full terms. Wayfair Credit Card Accounts are offered by Comenity Bank who determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $25.00. Minimum Interest Charge is $2.00. Standard variable APR of 28.24%, based on the Prime Rate.

5 Subject to credit approval. Promotional financing available with Wayfair Credit Card Accounts offered by Comenity Bank which determines qualifications for credit and promotion eligibility. Minimum purchase and minimum monthly payments are required for this plan during the promotional period. See full terms. Exclusions apply.

6 Interest will be charged to your account (at the standard, variable APR) from the end of the promotional period on the remaining balance if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5. Required minimum purchase of $2498. Exclusions apply. See full terms.

6 Promotional financing available with Wayfair Credit Card Accounts offered by Comenity Bank which determines qualifications for credit and promotion eligibility. $2,498 minimum purchase and minimum monthly payments are required. See full terms. Exclusions apply.

7 Please note: Available Credit is accurate as of last login

8 Standard variable APR of 28.24%, based on the Prime Rate. Minimum interest is $2.00 per credit plan. Click here for important Rate, Fee, and other Cost Information.

The rewarding way to shop everything home

Have questions or prefer to apply over the phone?

  • Where can I use my Wayfair Card? Click to Open

1 Subject to final credit approval

1 Subject to credit approval. Wayfair Credit Card accounts are issued by Comenity Bank.

2 Subject to final credit approval. For Important Rate, Fee, and Other cost information, click the Terms and Conditions here.

3 Offer applies to first order only. Order total must exceed $250 (excluding sales tax, shipping, and other discounts). Cannot be combined with any other offer, including financing offers. Wayfair Business / Trade Services customers are not eligible for this offer. See full terms.

3 Subject to credit approval. Wayfair Credit Card accounts are issued by Comenity Bank. Offer applies to first order only. Order total must exceed $250 (excluding sales tax, shipping, and other discounts). Cannot be combined with any other offer, including interest-free financing offers. See full terms.

4 Rewards cannot be earned in combination with special financing. The Wayfair Card Benefits Program is provided by Wayfair and its terms may change at any time. For full Wayfair Card Benefits Terms and Conditions please click here.

4 Rewards points are accurate as of 03/24/2018. Rewards balance may not reflect points from transactions made within 2 days. Rewards cannot be accrued when redeeming special financing offer. The Wayfair Card Benefits Program is provided by Wayfair and its terms may change at any time. For full Wayfair Card Benefits Terms and Conditions please click here.

5 No interest if paid in full within 6 or 12 months. Interest will be charged to your account (at the standard variable APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum purchase and minimum monthly payments are required. Exclusions apply. See full terms. Wayfair Credit Card Accounts are offered by Comenity Bank who determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $25.00. Minimum Interest Charge is $2.00. Standard variable APR of 28.24%, based on the Prime Rate.

5 Subject to credit approval. Promotional financing available with Wayfair Credit Card Accounts offered by Comenity Bank which determines qualifications for credit and promotion eligibility. Minimum purchase and minimum monthly payments are required for this plan during the promotional period. See full terms. Exclusions apply.

6 Interest will be charged to your account (at the standard, variable APR) from the end of the promotional period on the remaining balance if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5. Required minimum purchase of $2498. Exclusions apply. See full terms.

6 Promotional financing available with Wayfair Credit Card Accounts offered by Comenity Bank which determines qualifications for credit and promotion eligibility. $2,498 minimum purchase and minimum monthly payments are required. See full terms. Exclusions apply.

7 Please note: Available Credit is accurate as of last login

8 Standard variable APR of 28.24%, based on the Prime Rate. Minimum interest is $2.00 per credit plan. Click here for important Rate, Fee, and other Cost Information.

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Compare this card with Similar Offers: They might be just as good or better!

Wayfair credit card

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